Best Credit Card Bill Payment Apps in India

Credit cards are a great way to make payments- you get offers and discounts alongside the reward points for every purchase you make. We all use credit cards nowadays to pay for the things we buy. It is quite easy to spend thousands of rupees on a credit card in a month. You can also get rewarded for paying your credit card bills by using certain payment apps. Here are some of the best credit card bill payment apps in India.

CRED: Credit Card Bills & More

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Cred is an Indian fintech company, based in Bangalore, founded in 2018 by Kunal Shah. CRED app’s main feature is reward-based credit card payments. You can pay through Debit Card, Net Banking, or UPI. Amount transferred through NEFT thus it is the fastest. Cred is the most rewarding app and with great features loaded in it. You can easily check your credit score free, pay credit card bills, monthly rent online, education free using a credit card on CRED & get upto 100% cashback.

Link: CRED

Amazon India

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Besides shopping and paying for mobile and other utility bills, Amazon also launched the credit card bill pay section. Amazon provides rewards and cashback for credit card bill pay. Most rewards are user-specific. You can check for offers on credit card bill payments in Amazon Pay > Your rewards. The offers will also show up in Credit Card Bill section. Unfortunately, you can not use Amazon Pay balance to pay credit card bills.

Link: Amazon India


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Paytm (पेटीएम) is India’s #1 Payment App, trusted by over 30 Crore Indians. It offers cashback offers and other rewards, which is why people choose PayTm over other apps.  For cashback and rewards, you can check the PayTm app for the offers before paying your credit card bill. You can also check free credit scores, get credit reports across all banks’ loans & credit cards.

Link: Paytm


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MobiKwik is a payment app that caters to all your day-to-day payment needs. Manage all your financial needs in one place- from getting credit up to ₹30,000 to Spend Now & Pay Later to making payments to growing your wealth. Mobikwik app gives you rewards in the form of Supercash every time you pay your credit card bill. You can use this Supercash later (up to 5% per transaction) while making other payments in the app.

Link: Mobikwik


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PhonePe offers you to pay your credit card bill payments. It’s the best app for UPI Payments compared to the UPI apps. PhonePe lets you pay your credit card bill using UPI and debit card. It rewards you with a scratch card where you get mysterious cashback or any other offer.

Link: PhonePe

Also Read: IHD Deals App- Latest Deals, Cashback Offers & Coupons In India

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